We are located in Studio City, California. Most of our clients are in Southern California, but we have clients all over the U.S.

Our clients are all business owners; quite a few in the Entertainment Industry (producers, directors, actors, lighting specialists, bands, singers/entertainers, post-production studios, principal photography, writers, etc, etc), athletes, quite a few other professionals such as attorneys, CPAs, consultants, high-tech engineers and other higher earning independent contractors, as well as quite a few businesses in many, many walks of life from plastics companies to day traders, from mortgage brokers to smallbutprofitable.com 's. We work with Business Managers for their clients, with CPAs for their clients, and directly with business owners. Working directly with you or through your advisors is OK with us, so long as our best advice finds its way through to you the decision maker.

We like to think of you building your pension fortune as being a very long plane ride, with you the pilot and us the co-pilots. We will chart the course with you to avoid the crowds (we aren't going where they are going), to avoid bumpy air, and to get to a great place. We can and will find clear skies and calm air for you. We will show you opportunities on our flight that will amaze you. You will end up in a much better place for having had us as your co-pilots. This is our only business, and we are experts.

1) for contributions....much higher levels for your really good profit years, with much more flexibility year to year than you now have

2) for investments....freedom to invest with multiple investment managers with our Non-Standardized Adoption Agreements; freedom to buy real estate, or pre-IPO investments

3) for savings....you probably never have seen the illustrations in the "Thinking of Adopting A Pension Plan?" section...for most business owners, a pension plan may be the only way you will save outside of real estate and your business, and the IRS gives you an incredible tax break by not making you pay tax on the annual investment earnings!!!

4) for minimizing taxes later on in life, when you may want to either start taking distributions, or start planning to direct your pension plan fortune to your spouse and your children or grandchildren, or a charity!!!

5) if you have employees....how you can have a truly win-win situation by putting in some contributions for your employees; if you have employees, the government wants you to at least give something to your employees' retirement, and if you do they give you this truly magnificent tax break!

We charge a reasonable flat annual fee for what we do, based on your type of pension plan and situation. Our annual fees start at $1100 per year for a Defined Benefit Pension Plan, and $800 per year for a Profit Sharing, Money Purchase, or 401k Plan, and the fees are deductible. We don't add on other miscellaneous charges during the year, except in rare circumstances.

We would like to go flying with you for 20-30 years. We have many clients who have been with us since the early and mid-1980s, and many others who have joined with us in the 1990s and are continuing the flight into the future. We rarely lose clients, and almost never over fee questions.

"You are the pilot, we are your co-pilots to clear skies, calm air, and your pension fortune."

The enclosed material is a fairly comprehensive introduction to pension plans, for business owners who want full details. If you would rather not read all this material, just call us us at 818-769-4600...we can chat. No charge for initial discussion. Ask for an Actuary.